Welcome to Christian Health Aid
NEW FOR 2023!
*Higher sharing limit for members of Traditional Sharing
After satisfying their individual Annual Member Responsibility (AMR) or Annual Family Responsibility (AFR), CHA will share 80% of shareable medical bills up to a total of $150,000 per member per year for members of Traditional Sharing! This is increased from $40,000 per member per year in 2022.
*Higher sharing limit for members of Dental Sharing
After satisfying their Dental Annual Member Responsibility of $150, CHA will share 80% of shareable dental bills up to a total of $8,000 per member per year for members of Dental Sharing. This is increased from $1,000 per member per year in 2022.
*Assistance with hearing aids for members of Traditional Sharing
CHA will begin sharing 80% of the cost of hearing aids after the member’s AMR or AFR is satisfied for members of Traditional Sharing! Beginning January 1, 2023, this will be a shareable expense with no additional monthly share required to qualify.
*Broader sharing for dental accidents, and accident-related plastic surgery
In the past, CHA guidelines have stated that CHA will share on “Dental care due to accident while a member of CHA” and “Plastic surgery needed as the result of an accident occurring while a member of CHA.” For both guidelines, the statement while a member of CHA has been removed. This allows CHA to share the cost of these needs for new members of CHA even when the accidents have occurred before they were members if it does not conflict with other guidelines.
*Children aged three and under need not enroll in Vision or Dental Sharing with their family
Until now, all members of the family have been required to have the same choices when it comes to Dental or Vision Sharing. Consideration is being given to the fact that most children under the age of three rarely receive dental or vision care. Members may now opt to request that their children ages three and under are not enrolled in these programs, even though the rest of the family are members. By default, your standard Vision and Dental Sharing choices will be applied to the entire family, so if you wish to have your young children exempt, please make your request known.
*Dental surgery shareable only with the dental sharing program
In the past, dental surgery has been shareable under either the medical portion of Traditional Sharing OR the optional Dental Sharing plan. Going forward, all dental surgery, (except for accident damage) will be shareable ONLY with the Dental Sharing program. This includes surgical extractions, implants, etc. To receive sharing on dental surgery, Traditional Sharing members will need to make sure they are also members of the Dental Sharing program.
*No advance sharing on global OB charges
Due to complications including double billing and overlap charges, CHA will no longer advance share on global OB charges that are paid before delivery. We will be glad to share on these global OB charges after the baby has been born.
A Health Care Sharing Ministry
For Members of the Church of God in Christ, Mennonite
Each month, the members of Christian Health Aid (CHA) contribute toward the medical bills of other CHA members. CHA facilitates sharing of these medical bills by applying member guidelines to approve bills that are eligible for sharing. Those bills are paid with the funds of members who faithfully share. Members remain personally responsible for their bills. A member is not guaranteed that any bill submitted for sharing will receive any payment.
CHA is just one way of many that serves to bring God’s children together to share their blessings with each other by bearing one another’s burdens, that there might be equality among God’s children as taught and exemplified in the New Testament church.
Galatians 6:2 as its guiding principle: “Bear ye one another’s burdens, and so fulfill the law of Christ.”
Christian Health Aid (CHA) is a health care sharing ministry (HCSM) as outlined in the Patient Protection and Affordable Care Act and is registered as such with the Department of Health and Human Services. Members of CHA are eligible to obtain a
certificate of exemption from the individual shared responsibility payment under section 5000A of the Internal Revenue Code.
Christian Health Aid is incorporated as a not for profit corporation in Kansas and is a wholly integrated auxiliary of, and is administered by, the Church of God in Christ, Mennonite, Inc. The Church of God in Christ, Mennonite is a Kansas not for profit corporation that is recognized as tax exempt under Internal Revenue Code 501(c)(3).
In accordance with the Affordable Care Act, CHA is audited annually by an outside firm. Copies of the latest audit are available to the public upon request.