2026 Contributions & Limits

Medical Programs

Program 1 Program 2 Program 3
Annual Medical Bill Sharing Limit: $50,000 $100,000 $150,000
Medical Bill Sharing Percentage after AMR/AFR: 70% 75% 80%
Annual Member Responsibility (AMR): $5,000 $2,500 $1,500
Annual Family Responsibility (AFR): $10,000 $5,000 $3,000
Maximum Number of Contributions per Family: 6 6 6
*Those with Medicare A & B will have half of the listed Annual Member Responsibility (AMR) Amount

Optional Additions

Dental Vision
Annual Bill Sharing Limit: $8,000 $1,000
Bill Sharing Percentage after AMR: 80% 80%
Annual Member Responsibility (AMR): $150 $150
Additional Dental Surgery AMR: $400 N/A
Additional Orthodontic AMR: $400 N/A
Maximum Number of Contributions per Family: 6 6
Monthly Contribution per Person, All Ages*: $45 $17
*Children ages 3 and below can be exempt from Dental and Vision by request
 
 

Program Contribution Details

Program 1 Contributions

AgeMonthly

Program 2 Contributions

AgeMonthly

Program 3 Contributions

AgeMonthly
 
 

Family Cost Calculator

Optional Additions

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Family Member Age (as of December 31) Program 1 Program 2 Program 3
Monthly Monthly Monthly Monthly Monthly
Husband
Wife
Child #1
Child #2
Child #3
Child #4
Child #5
Child #6
Monthly Medical Total:
 
Monthly Total With Optional Additions: