Welcome to Christian Health Aid

 CHA Programs 

We continue to offer four health care sharing programs called Program One, Program Two, Program Three, and Program Four.

All four programs use the same list of Shareable Items, but with varying annual member responsibilities, percentages of sharing, and annual sharing limits.

We invite you to browse the information under the Program Info tab to find the program best suited for your family. There is a convenient family cost calculator built in to help you see exactly what each program would cost per month for your specific family.

Several changes for 2025:

Previously, many injections and medications have only been shareable when in an emergency room, in-patient at a hospital, and during surgery. These will now be shareable in the clinic (out-patient) setting as well, as long as they’re administered by a licensed medical professional (not self-administered). This includes allergy shots!

  • These guidelines will also apply to IVF injections/medications.

All maternity bills will now be processed with the program that’s in effect on the date of service, instead of the program that was in place at the beginning of the pregnancy. This will be fairer and eliminate much confusion.

For mental residential treatment centers that bundle charges per day that include things that would not be shareable per our Guidelines if itemized (e.g. art, music, sports/outdoor recreation, group therapy, and schooling/education), we will be reducing our allowable percentage from 75% to 50%. This will better ensure we stay within our Guidelines of what we are paying for.

A Health Care Sharing Ministry

For Members of the Church of God in Christ, Mennonite

Each month, the members of Christian Health Aid (CHA) contribute toward the medical bills of other CHA members. CHA facilitates sharing of these medical bills by applying member guidelines to approve bills that are eligible for sharing. Those bills are paid with the funds of members who faithfully share. Members remain personally responsible for their bills. A member is not guaranteed that any bill submitted for sharing will receive any payment.

CHA is just one way of many that serves to bring God’s children together to share their blessings with each other by bearing one another’s burdens, that there might be equality among God’s children as taught and exemplified in the New Testament church.
Galatians 6:2 as its guiding principle: “Bear ye one another’s burdens, and so fulfill the law of Christ.”

Christian Health Aid (CHA) is a health care sharing ministry (HCSM) as outlined in the Patient Protection and Affordable Care Act and is registered as such with the Department of Health and Human Services. Members of CHA are eligible to obtain a
certificate of exemption from the individual shared responsibility payment under section 5000A of the Internal Revenue Code.

Christian Health Aid is incorporated as a not for profit corporation in Kansas and is a wholly integrated auxiliary of, and is administered by, the Church of God in Christ, Mennonite, Inc. The Church of God in Christ, Mennonite is a Kansas not for profit corporation that is recognized as tax exempt under Internal Revenue Code 501(c)(3).

In accordance with the Affordable Care Act, CHA is audited annually by an outside firm. Copies of the latest audit are available to the public upon request.