NEW FOR 2021!

Towing benefits have increased as follows:

For trucks, including semis, BAA will now pay up to $5,000 for accident related towing & storage charges.

For all other vehicles, BAA will now pay up to $1,000 for accident related towing & storage charges.

Deductibles have changed as follows:

Trucks, including semis, will carry a $300 comprehensive deductible and a $750 collision deductible.

All other vehicles will carry a $200 comprehensive deductible and a $300 collision deductible.

Rates for 2021:

Rate 1 - Cars, pickups, vans, SUVs driven by adult drivers: $3.40 per $100 of value

Rate 2 - All trailers and heavy trucks used more than 20,000 miles annually: $3.80 per $100 of value

Rate 3 - All trailers and heavy trucks used less than 20,000 miles annually: $1.70 per $100 of value

Rate 4 - Cars or pickups of which the primary driver is a single male under age 25: $4.90 per $100 of value

Rate 5 - Cars or pickups of which the primary driver is a single female under age 25: $3.80 per $100 of value

When the head of the home is not a church member, the spouse may cover two vehicles, provided they are not primarily for the use of the non-member.